Educational Purpose

This website is dedicated to providing educational resources and tools for value investors. Our goal is to empower individuals with knowledge and practical skills in the field of value investing. While we strive to offer high-quality, informative content, please note that this website does not provide personalized financial advice. Users are encouraged to consult with qualified financial professionals before making any investment decisions.

Data Protection

We are committed to protecting your personal data in compliance with UK data protection laws, including the UK General Data Protection Regulation (UK GDPR).

Data Collection and Processing

For users who choose to create an account on our website, we collect and store:

• Your email address
• A hashed version of your password

We do not store any other personal data on our servers. All personal information required for processing donations is collected and handled directly by our third-party payment processor.

Purpose of Data Collection

We collect and store email addresses and hashed passwords solely for the purpose of user authentication and account management.

This website uses Google Analytics, a web analytics service provided by Google, Inc. Google Analytics uses cookies to help analyze how users use our site. The information generated by the cookie about your use of the website will be transmitted to and stored by Google. Google will use this information for the purpose of evaluating your use of the website, compiling reports on website activity, and providing other services relating to website activity and internet usage. You can prevent Google Analytics from recognizing you on return visits to this site by disabling cookies on your browser. By using this website, you consent to the processing of data about you by Google in the manner and for the purposes set out above.

Data Security

We implement appropriate technical and organisational measures to ensure the security of the data we store. Passwords are hashed using industry-standard encryption methods to protect your account security.

Third-Party Payment Processor

We use PayPal to process payments. PayPal acts as an independent data controller for personal data related to payment transactions. We do not have access to your full payment details. For information on how PayPal handles your data, please refer to PayPal's Privacy Statement at www.paypal.com.

Data Sharing

We do not share any personal data with third parties, except as required by law or with your explicit consent.

Your Rights

Under UK data protection laws, you have rights regarding your personal data, including:

• The right to access your data
• The right to rectification
• The right to erasure ('right to be forgotten')
• The right to restrict processing
• The right to data portability
• The right to object

To exercise these rights or for any queries about your data, please contact us at .

Data Retention

We will retain your email address and hashed password for as long as you maintain an active account on our website. You can request deletion of your account at any time.

Changes to This Policy

We may update this data protection policy from time to time. Any changes will be posted on this page and, where appropriate, notified to you by email.

Contact Information

If you have any questions about this data protection policy or our privacy practices, please contact us at .

By creating an account or making a donation, you acknowledge that you have read and understood this data protection policy.

Terms and Conditions for Donations

By making a donation to this website, you agree to the following terms and conditions:

1. Purpose of Donations

Donations received by this website are utilized to support the ongoing development, maintenance, and hosting of our educational web application designed for value investors. Please note that we are not a registered charity or non-profit organization.

2. Nature of Contributions

All donations are considered voluntary contributions. This website does not provide any goods, services, or benefits in exchange for donations.

3. Allocation of Funds

Funds received through donations will be allocated at the sole discretion of the website proprietor for purposes directly related to the maintenance and enhancement of the web application and its educational content.

4. Donation Finality

Due to the nature of donations, we regret that we are unable to offer refunds. All contributions are considered final.

5. Processing Fees

Please be advised that a nominal percentage of your donation may be deducted to cover payment processing fees imposed by our third-party payment provider.

6. Data Protection

Any personal information collected during the donation process shall be handled in strict accordance with our Privacy Policy. We affirm that we do not sell or share donor information with any third parties.

7. Tax Implications

Kindly note that donations to this website are not tax-deductible, as we are not a registered charitable organization.

8. Disclaimer of Liability

This website and its content are provided solely for educational purposes. We do not offer financial advice, and users are strongly advised to consult with qualified professionals before making any investment decisions.

9. Amendments to Terms

We reserve the right to modify these terms and conditions at any time without prior notice. Any changes will be effective immediately upon posting on this page.

10. Contact Information

Should you have any inquiries regarding these terms or the donation process, please do not hesitate to contact us at .

By proceeding with a donation, you acknowledge that you have read, understood, and agree to these terms and conditions.